Before starting any relationship with us we advice you to test our services. We do not offer any refund of money at any stage or at any condition once the transaction has done unless M/sBizpanelEducators And Management Consultants Private Limited agrees. In case, M/sBizpanelEducators And Management Consultants Private Limited agreed to refund money it will take 60 to 90 days but not more then that from the date of request received by M/sBizpanelEducators And Management Consultants Private Limited through e-mail (registered with the M/sBizpanelEducators And Management Consultants Private Limited) or by regular post. All charges like monthly fee (pro-rata basis), sms charges, 15% processing charges will be deducted from the refundable amount. • This is to notify the users of our company that a few systematic cheating rackets are operating on SMS platform propagating lottery/prize/ unclaimed huge properties etc. This is totally objectionable by the Police Crime Branch as well against TRAI norms. These messages are under spam and comply for stringent and strict action by the respective departments. All the users are advised to adhere with the instructions and not to promote such activities. Violation of this intimation will automatically invite serious legal action and we will not be responsible for the same and shall share the client information to the respective departments.

• If while using our bizpanel, you send sms via normal gateway , you are 100 % liable for any claims raised by NDNC users, to avoid this you can use NDNC Gateway for the the same.

• Your account may be suspended on violation of any terms and conditions

• By registering with our services you give us permission to send any promotional offers , any updates or any kind of contact material to be delivered on your registered mobile no or email id.

Force Majeure

 We shall have no liability to you for any interruption or delay, to access the Site irrespective of the cause.  

Termination /Suspension

 We reserve the right to refuse service, restrict, suspend, terminate your account; (Terminate this Agreement; Terminate or suspend your access to the Web Sites; Move, or remove any product or service that is available on or through the Services; Deactivate or delete your accounts and all related information and files in your account; Establish general practices and limits concerning use of this Site) at any time, in its sole discretion with or without cause, and with or without any prior notice for any violation of the Terms of Use. Upon such termination or suspension, your right to use the our Web Sites will immediately cease. Once the User's registration or the Services are terminated, cancelled or suspended, any data that the User has stored on the Website may not be retrieved later The agreement between you and our company is subject to the following terms and conditions :-  

• The User certifies that he/she is at least 18 (eighteen) years of age or has the consent of a parent or legal guardian. • All prices, unless indicated otherwise are in Indian Rupees.

• By indicating User’s acceptance to purchase any product or service offered on the site, user is obligated to complete such transactions. Users shall prohibit from indicating its acceptance to purchase products and services where it does not intend to complete such transactions.

 • You are advised to independently verify the bona fides of any particular User that you choose to deal with on the Website and use your best judgment in that behalf. We, accepts no liability for any errors or omissions, whether on behalf of itself or its Sellers or third parties.

• Any order placed for a product that is listed at an incorrect price may be cancelled. This shall be regardless of whether the order has been confirmed and/or payment levied. In the event the payment has been processed, the same shall be credited to your account and duly notified to you by email.

• In a credit card transaction, you must use your own credit card. We will not be liable for any credit card fraud. The liability to use a card fraudulently will be on the user and the onus to 'prove otherwise' shall be exclusively on the user. • Presently, the service(s) of our company are being offered at nominal cost. However, we reserves the right to change a fee for any or extra facilities.

 • The User agrees to use the services provided by our company, its affiliates, consultants and contracted companies, for lawful purposes only.

• The User agrees to provide authentic and true information. We reserves the right to confirm and validate the information and other details provided by the User at any point of time. If upon confirmation such User details are found not to be true (wholly or partly), We have the right in its sole discretion to reject the registration and debar the User from using the Services available at this website, and / or other affiliated websites without prior intimation whatsoever.

• Partial service provided needs to be reported within 10 days of receipt of the service.

Definitions:

 "Agreement" means the Terms and Conditions (T&C) contained herein along with the Privacy Policy and Terms of Use including other T&C. It will also include references to this Agreement as and when amended, notated, supplemented, varied or replaced.

“Site” means this Portal. Sites owned and operated by us, which provides a venue to the users to buy the products listed / displayed here

"Vendor" / "seller" /''affiliates'' shall mean the person or any legal entity who offers for sale, sells, puts for auction the products on this website / websites.

“User/You” means and includes any Customer / Buyer / You (the person or any legal entity) who accept the offer for sale of the Vendor / Seller products, through panel website by placing its order on this Site.

“Product/s” connotes the goods, services promoted / displayed on the Site and offered for any use / sale.